Posted on

Internet Banking Tips

Internet Banking Tips

Written by R. A. Stewart

Internet banking is here to stay whether we like it or not but so is internet scams which have caught so many people out. It is important to stick to a set of rules in order to minimise your chances of being caught out by these scams. Here is a list of rules which will help you to keep out of trouble.

Rule one-Use a separate email address for dating sites.

If you are using a dating site then do not use the same email address you would use for your banking. You have heard of “Romance Scams” and these come in many different forms. You certainly do not know who you are dealing with and you do not want your main email address clogged up with unwanted emails. 

Rule two-Two factor authentication

Give yourself an extra layer of protection by setting up a two-factor authentication. This will involve setting it up with your phone. Once this is done you will sign in with an username and password and then receive a text with a code which you will type in the space provided.

Rule three-Do not connect your debit card to your personal account

This is just asking for trouble! One person I know was fleeced of $3,000. He invested this money into his everyday account then the money disappeared from his account the following day. A site he bought goods from had his debit card details and this was linked to his personal account with the hacker having his and other customer’s banking details. The bank made good his loss.

Rule four-Do not leave all of your money in one account

You should never just leave all of your money in your personal/everyday account. Your savings should be in a separate account. It is important to establish firstly what this money is for and invest it accordingly

Rule five-Do not click on links

It is not always possible to know whether an email you receive is from your bank or from a scammer, therefore, make it a rule to never click on a link in an email. Instead, type in your bank’s website on your computer.

Rule six-Use this google trick

Copy and paste any email you receive from your bank into the google search engine and see what comes up. Do the same with any phone number you receive in an email or text. This night threw up some red flags.

Rule seven-Never, never give your password to anyone

Never give your password to anyone if they ask for it. If anyone asks you for your password in an email or text message then this is a certain red flag.

About this article

Feel free to share this article on social media. You may use this article or any part of it as content for your website or blog.

www.robertastewart.com

 

Posted on

New Zealand women taken in by tinder scams

Millions of dollars are lost by New Zealand women every year to online tinder scammers who operate from overseas.

The Press reported that two women were conned into handing over more than $500,000 (NZ) to the scammers.

The scams involved fake banks, emails, and videos. Police investigators say that scammers are targeting multiple victims at once. They say the scammers are using the same photo and profile in their interaction with different victims. They also used the same sad story about their fraudulent background. 

Those who carry out these scams are experts at what they do. These scammers are present on most dating websites. The conversation is that these often moved from the reputable dating site to Whatsapp.

Another common theme in the scams is that the scammer quickly professes their love for the victim telling them they are working overseas and also that they come from a wealthy background.

Once these scammers gain your trust they will assist you.

There are some red flags to note with dating scammers.

(a) They come up with all kinds of excuses why they are unable to meet you.

(b) They are located in out of the way places such as an oil rig.

(c) There is always a sad story to tell their victims.

Scammers play on their victim’s emotions. What lady does not want to be fussed about? Some women will be so taken by what they think is a new man in their life that they ignore all of the red flags. As the saying goes, “Love is blind.” But their fantasy becomes a nightmare as their new found friend disappears as quickly as their money.

It is up to everyone to do their due diligence. Here are other red flags to note:

(d) The other person wants to hasten the relationship

(c) In the first message,  your prospective date says, “age, nationality, and gender is immaterial.”

(d) Your potential date claims that they are christian but the contents of their correspondence does not line up with christian values.

(d) Their profile photos have left little to the imagination.

Check out this link to a recommended dating site:

Find your date here

www.robertastewart.com