Written by R. A. Stewart
Without Vision People Perish-Proverbs 29:18
Achieving financial success requires vision. From this I do not mean having a business idea that makes you a millionaire, but rather being prepared for life’s big events. There are a number of things which crop up during a person’s lifetime. Here are some of them.
Buying a car
Flatting
Getting married
Having children
Upskilling/Further education
Starting a business
Illness/accidents
Retiring
Starting a business
The person with vision will be prepared for all of these by saving a portion of their payment every week and have this money transferred into a separate account.
A person with no vision does not look beyond the next payday. They will spend everything they earn and if they receive a pay rise, their spending will go up accordingly.
The result of all of this is that whenever some emergency arises such as a car breakdown, a dental or medical emergency, or their child needing spectacles they borrow the money; the cost to this is interest, which means that the person with no vision is paying more than if they are paying it with cash they have available in their account.
Many people want what others have got and will even go into debt to get it. Using their credit card they go into debt to buy stuff they want but don’t need just to impress others.
There are consequences to all of this!
Debt is the most obvious one, but looking long term, a lack of financial discipline will also result in very little to fall back on later on in life.
Tomorrow always comes so you had better plan for it and not ignore it.
What if you have retired and are at the so-called golden years of your life?
Having a vision is still applicable to you.
Writing a will and making a plan for your assets requires vision. It is also the responsible thing to do. It is irresponsible to leave your descendants up the creek on your passing if you have the means to take care of them. This applies to those who have dependent children.
Ask yourself this question, “What actions can I take that my future self will thank me for?”
Life is all about making the right choices. You may not have a lot of money but you do have choices, something which no one can or should be making for you, unless you are incarcerated of course.
It is important to set new goals and not to allow the grass to grow under your feet. This may be difficult for those with financial commitments but you do have the choice of what to do with your spare time. You can either waste it or do something meaningful with it. It is all up to you.
“People with lack of vision for the future usually return to the past”-Brian Houston, Australian evangelist
About this article: The contents of this article is of the opinion of the writer and may not be applicable to your personal circumstances therefore, discretion is advised. You may use this article as content for your website/blog, or ebook.
Read my other articles on www.robertastewart.com
