5-Steps to setting financial goals
Setting goals can motivate you and help you achieve your goals but before are able to set any goals you must know what you want. This is the first step to setting your goals. Unless you know where you want to go how are you going to know when you have arrived? It would be similar to purchasing a travel ticket without specifying a destination and of course the person at the travel agent will be unable to help you. Unless you know where you are going how will you ever know when you have arrived? The first step to setting goals is “Having goals.”
Step one-Knowing what you want
Knowing what you want or at least setting a goal to achieve something because it is something you think you want is all very fine but you have to know why you want to achieve something; in other words “What motivates you to want that something?” Before you can answer that question you really need to ask yourself this one “What gets you up in the morning?”
Step two-Knowing what motivates you
Knowing what you are capable of doing is an simple as giving it a go. People often short change themselves by setting goals that are not challenging. They stay close to their comfort zone and never venture away from their own well-worn beaten track and stay within their own self-imposed limitations. To achieve anything worthwhile means you have to take risks and that means you make mistakes occasionally but “He or she who never made a mistake never made anything.”
Step three-Knowing your capabilities
There will be lots of people willing to give you advice but you have a choice whether or not to accept it. Problem is there are so many people who will expect you be be a carbon copy of themselves. Such people will tell you what you can and cannot do and place limitations on you. Sadly, they will criticize you for not doing anything with your life and then once you come out of your shell they will be the first ones to point the finger at you for your mistakes. Best thing to do is spend less time with such people, there are kind people out there who will encourage you in your endeavors.
Step four-Knowing who to listen to
This sounds obvious but you must take action in order to get anywhere in life. Your life will not progress unless you take some type of action but this should be actions that lead to your objectives. Some folk make the mistake of taking actions which are not compatible with their goals and so after a while they have gone back into their old ways. If you have no vision then you will return to the past.
Step five-Take action
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